Finding the right wallet for Zcash (ZEC) can be challenging, especially due to its advanced privacy features and unique transaction types. Choosing the right wallet isn’t just about convenience—it’s about security, privacy, and control over your funds. In this guide, we provide a comprehensive overview of the best Zcash wallets available in 2025, covering hardware, desktop, mobile, and web wallets, to help you make an informed decision based on your specific needs.
We also explore which Zcash wallets support private transactions using ZEC’s shielded addresses, allowing for enhanced anonymity and financial privacy. Not all wallets support shielded transactions, and knowing which ones do can make a significant difference in how private your transactions remain.
Before diving into specific wallets, it’s crucial to understand the core technology behind Zcash and how wallet security plays a role in protecting your funds. Whether you’re a privacy-focused user, a trader, or a long-term holder, this guide will help you choose the best wallet to safeguard and manage your ZEC effectively.
You can check the current Zcash price in our market overview.
The Zcash Wallet Basics
If you want to learn more about how Zcash’s privacy-focused transactions work, we recommend reading our in-depth Zcash guide. Below is a quick summary of key points.
- Cold Wallets (offline storage)
- Hot Wallets (online storage)
Cold wallets, such as hardware wallets and paper wallets, never connect to the internet, making them significantly more secure against hacking attempts. Hot wallets, including desktop, mobile, and web wallets, are connected to the internet, making them more convenient but also more vulnerable to attacks.
For maximum security, large investors and exchanges store most funds in cold wallets. This is a best practice that individual users should consider as well.
Hardware wallets offer the highest level of security, but unlike desktop and mobile wallets, they are not free.
Zcash (ZEC) offers two types of transactions:
- Shielded Transactions: Fully private, using Zcash’s zk-SNARK encryption. These transactions use z-addresses (e.g., starting with ‘z’).
- Transparent Transactions: Similar to Bitcoin, publicly visible on the blockchain. These transactions use t-addresses (e.g., starting with ‘t’).
Key facts about Zcash addresses:
- Shielded (z-address to z-address) transactions are fully anonymous.
- Transactions between a shielded and a transparent address reveal some information (e.g., the amount being transferred).
- Transparent (t-address to t-address) transactions are fully visible on the blockchain.
If privacy is your main concern, choose a wallet that supports shielded transactions.
Stay tuned as we explore the best Zcash wallets available in 2025, covering cold and hot storage options to help you choose the right one for your needs.
According to the graphic, Z-to-Z transactions and T-to-Z transactions provide the highest level of anonymity. Of particular significance is the ability to send ZEC from a transparent (T) address to a shielded (Z) address, effectively breaking the link between any future transparent transactions. This feature ensures that once ZEC enters a shielded pool, its transaction history is concealed, providing users with an extra layer of financial privacy.
However, it is critical to understand that a Z-to-T transaction effectively exposes the previously shielded funds. When ZEC is withdrawn from a shielded address back to a transparent one, its privacy protection is lost, and the transaction details become publicly visible on the blockchain. This re-exposure can allow blockchain analysis to link previous transactions, reducing the effectiveness of Zcash’s privacy features. Therefore, to maintain maximum anonymity, it is recommended to keep transactions within the shielded pool (Z-to-Z) whenever possible and minimize the movement from Z-addresses back to T-addresses unless absolutely necessary.
[/su_box]Now you may be wondering which wallets support shielded addresses? The answer is relatively simple. Currently, there are very few wallets that support shielded addresses. Even the hardware wallets of Ledger and Trezor don’t support shielded addresses (yet).
| Type | Shielded Transactions | Memo Field | |
|---|---|---|---|
| Ledger Nano X | Hardware | ❌ | ❌ |
| Ledger Nano S | Hardware | ❌ | ❌ |
| Trezor Model T | Hardware | ❌ | ❌ |
| Zec Wallet | Desktop | ✅ | ✅ |
| Guarda Wallet | Desktop, Mobil | ✅ (Android Beta) / ❌ (Others) | ❌ |
| Zepio Wallet | Desktop | ✅ | ✅ |
| Trust Wallet | Mobil | ❌ | ❌ |
| Coinomi Wallet | Desktop, Mobil | ❌ | ❌ |
Beyond the private transactions of anonymity, we would like to give you two more recommendations:
1.Even before buying Zcash (click here to read our guide), you should already have set up a ZCash wallet. If you buy Zcash from a broker, you can enter your own wallet address (e.g., also the z address). On the one hand, you can create your privacy; on the other hand, you can possibly save additional fees. 2.The permanent storage of Zcash on the wallet of a cryptocurrency exchange has two disadvantages. First, cryptocurrency exchanges are very popular targets for hackers, leading to significant losses, as seen with large exchanges such as Binance. Second, as of the latest updates, no exchange currently supports shielded addresses for full privacy protection.The best Zcash hardware wallets
Hardware wallets are the most secure option to store Zcash’s private keys, as they are stored isolated on the device and never come into contact with the Internet. Even when authorizing a ZEC transaction via the hardware wallet, the digital signature is processed using the private key exclusively on the device.
This is achieved because the operating systems of hardware wallets are designed so that only “non-critical” components go online to retrieve and receive data from the blockchain. This ensures that hackers theoretically have no way of accessing the private key.
The best hardware wallets from the two market leaders, Ledger and Trezor, are also protected against physical theft. If thieves steal the device, both wallets offer PIN and 2-factor authentication protection. This means that your private keys remain secure even in case of unauthorized access.
Because of this, hardware wallets are by far the safest way to manage your Zcash (ZEC). However, we must remind you that no hardware wallet currently supports shielded transactions. Below, we have summarized the advantages and disadvantages of using a hardware wallet:
✅ Storage of private keys offline
✅ Hardware wallets support a large number of cryptocurrencies
✅ Regular updates from manufacturers
✅ Reliable customer support
❌ Not free
❌ No deposit insurance as offered by eToro
| Hardware Wallet | Info | Test |
|---|---|---|
| ⚡ OUR test champion: The Ledger Nano X | 
|
| ⚡ Best price/performance ratio: The Ledger Nano S | 
|
| ⚡ 3rd place: The Trezor Model T | |
1.Ledger Nano X
The Ledger Nano X is, in our opinion, the best hardware wallet currently available on the market. This model is the successor to the Ledger Nano S. Launched by Ledger in May 2019, it offers many new features compared to its predecessor, four of which stand out:
- Bluetooth function: The Ledger Nano X can be connected via Bluetooth to a smartphone (via the Ledger Live App) so that it can be used as a mobile wallet.
- More memory: The memory has been significantly expanded. The Ledger Nano X now has room for over 100 apps.
- Larger display: The display is larger than the Nano S, allowing for improved readability without scrolling.
- Enhanced security: The security chip has been completely reworked and certified by the French cyber safety authority ANSSI.
2.Ledger Nano S
Even though the Ledger Nano S is no longer Ledger’s latest model, it remains a top-tier choice, especially for beginners or budget-conscious users. If you’re unwilling to pay 120 EUR for the Nano X, the Nano S offers a highly secure and reliable alternative at around 60 EUR, making it an excellent entry point into the world of cold storage wallets.
The Nano S has stood the test of time, with over 1.3 million units sold worldwide, proving its popularity and dependability. More importantly, no security breaches have ever been reported, reinforcing its status as one of the most trusted and resilient hardware wallets on the market. For those who prioritize security and affordability without compromising on essential features, the Ledger Nano S remains a solid investment.
Conclusion: If you don’t need the added features of the Nano X, the Ledger Nano S is an ideal, budget-friendly option.
3.Trezor Model T
The Trezor Model T is the successor to the Trezor One. This new model includes additional features such as:
- Touchscreen: Transactions are approved directly via the touchscreen.
- Firmware upgrade: The Trezor Core firmware has been improved for added security.
- More powerful processor: Faster processing for seamless operation.
- Micro-SD slot: Supports data encryption.
- USB-C port: A modernized USB-C connection.
Conclusion: While the Ledger Nano X offers more native features, the Trezor Model T remains one of the top-tier wallets available. Due to its high price of around 180 EUR, however, it ranks third in our recommendations.
The best Zcash desktop and mobile wallets
Desktop and mobile wallets are hot wallets and are programs installed on your device, such as a computer or smartphone, to manage, send, and receive Zcash (ZEC). Unlike hardware wallets, they have the disadvantage that private keys are not stored offline since the devices are usually connected to the Internet.
However, the wallets presented here store private keys locally on your own device and not on a company server, like an exchange wallet. As a result, only the user of the wallet has access to their Zcash, significantly increasing the security of desktop and mobile wallets compared to exchange wallets.
This advantage also entails responsibility. Since private keys are stored (encrypted) on the user’s computer or smartphone, the user must protect their keys from hackers. It is crucial to keep the device updated with security patches. Additionally, anti-virus and anti-spyware software should be installed and updated regularly. To enhance anonymity, using Tor and/or a VPN is recommended.
A significant advantage is that some desktop (and a mobile) wallets in beta phase now support shielded transactions!
Below is an overview of the advantages and disadvantages of a desktop wallet:
✅ Sole control over private keys
✅ Significantly higher security than exchange wallets
✅ Multi-coin wallets support various cryptocurrencies
✅ Free to use
✅ Mobile access to Zcash (ZEC)
❌ No deposit insurance, e.g., with eToro wallet
❌ Risk of scams with unknown wallets
- Zec Wallet (Linux, Windows, MacOS)
- Guarda Wallet (Linux, Windows, MacOS, iOS, Android, Chrome extension)
- Zepio Wallet (Linux, Windows, MacOS)
- Trust Wallet (iOS, Android)
- Coinomi Wallet (Linux, Windows, MacOS, iOS, Android)
1.Zec Wallet
The Zec Wallet is the official full-node client of Zcash, designed for users who prioritize maximum privacy and full control over their transactions. As a full-node wallet, it requires downloading and continuously synchronizing the entire blockchain, making it best suited for advanced users or those with a computer that can remain online regularly.
Within the Zcash community, Zec Wallet has built a stellar reputation, as it is developed and maintained by the Zcash Foundation, ensuring high security, transparency, and ongoing improvements. It was the first wallet to implement shielded addresses, remains fully Sapling-compatible, and supports the most advanced privacy features Zcash offers.
The primary reason to use Zec Wallet is its ability to send fully anonymous payments using shielded transactions. If your goal is to maximize privacy and break transactional links, this is the go-to wallet. However, if you do not require these features, other wallets might offer a more user-friendly experience with simplified setup and maintenance.
If you need shielded transactions and full control over your ZEC, Zec Wallet is the best choice. It is available for Windows, macOS, and Linux. Download it here!
2.Guarda Wallet
The Guarda Wallet is a powerful multi-coin wallet that stands out due to its advanced features and strong commitment to privacy. Unlike most multi-asset wallets, Guarda supports Zcash shielded transactions, making it one of the very few “light client” wallets that enable true financial privacy without requiring a full blockchain download.
As an open-source wallet, Guarda is available on web, desktop, mobile, and as a Chrome extension, ensuring flexibility for all types of users. It supports over 40 cryptocurrencies and all ERC-20 tokens, allowing users to manage multiple assets in one secure application. Unlike custodial services, Guarda does not store private keys or user data on its servers, ensuring full control remains with the user.
In addition to its privacy and security features, Guarda offers built-in crypto purchasing via credit card, thanks to its Simplex integration. Furthermore, users can enhance their security by connecting Guarda to Ledger hardware wallets, offering an added layer of protection. Download the wallet from the official website!
3.Trust Wallet
Trust Wallet is a versatile and secure mobile multi-coin wallet, supporting 42 cryptocurrencies and over 2,000 ERC-20 tokens. Designed with user privacy and security in mind, Trust Wallet operates in a server-free environment, ensuring that private keys are stored locally on the user’s device and never shared with third parties.
What sets Trust Wallet apart is its built-in security features, including Face ID and Touch ID authentication, which provide an additional layer of protection against unauthorized access. The intuitive interface makes it easy to manage multiple assets, send and receive transactions, and interact with decentralized applications (dApps) directly from the wallet.
Additionally, Trust Wallet integrates a decentralized exchange (DEX), allowing users to swap assets directly within the app, without relying on centralized exchanges. The wallet also offers real-time portfolio tracking, enabling users to monitor the value of their crypto holdings at all times.
Download Trust Wallet from the official website.
Final Thoughts
The information in this guide is based on extensive research and hands-on experience with various Zcash wallets. However, as the cryptocurrency landscape is constantly evolving, we strongly encourage you to explore multiple wallet options to determine which best suits your security, privacy, and usability needs.
If you have any questions, feedback, or personal experiences with Zcash wallets, feel free to leave a comment below! Your insights help the community make more informed decisions.
