- SBI Holdings, Inc. expanded its XRP shareholder benefits program to include SBI ARUHI Co., Ltd.
- SBI ARUHI Co., Ltd. shareholders will receive XRP rewards through SBI VC Trade Co., Ltd.
SBI Holdings, Inc. has expanded its XRP shareholder reward program by adding SBI ARUHI Co., Ltd., a mortgage lender within the SBI Group. The move allows eligible shareholders of SBI ARUHI to receive rewards in XRP through the group’s digital asset platform. The decision was approved during a board meeting that confirmed the introduction of shareholder benefits for investors listed in the company’s register.
Under the announced structure, shareholders holding at least 100 shares will qualify for the program. Investors who meet this requirement will receive XRP valued at 500 yen. Shareholders with holdings of 1,000 shares or more will receive the same amount if the shares have been held for less than one year. Investors who own at least 1,000 shares and hold for more than one year will receive XRP valued at 1,000 yen.
The distribution will be carried out through SBI VC Trade Co., Ltd., the digital asset trading platform operated by the SBI Group. The amount of XRP awarded will depend on the token’s selling price recorded by the platform. The designated record date is scheduled for mid-August. As the market value of XRP changes, the amount distributed to each shareholder may vary.
Breaking XRP🚨Scoop
Mr. Kitao (@yoshitaka_kitao), CEO of SBI Holdings Japan (@sbigroup), has added another GROUP COMPANY (SBI ARUHI) to receive👉 $XRP as a Shareholder Benefit.SBI ARUHI, a public company, employs a B2B2C sales structure. It approaches house builders and real… pic.twitter.com/oQ6PxGLCBL
— 🌸Eri ~ Carpe Diem (@sentosumosaba) March 13, 2026
The shareholders to be awarded must hold a cryptocurrency trading account with SBI VC Trade in their own name. The company stated that the benefit is limited to domestic residents in Japan who are at least 18 years old and eligible to open an account on the platform. Accounts held under a different name cannot be used to receive the reward.
Last month, SBI launched its first on-chain security token bond offering for retail investors in Japan. The JPY 10 billion issuance gives bond buyers XRP after subscription and on scheduled interest dates in 2027, 2028, and 2029.
XRP Rewards Extend Across SBI Group Companies
Shareholders who meet the eligibility requirements will receive a “Shareholder Benefit Guide” by mail in mid-June. The document will include instructions for the application process. Investors who do not yet have an account with SBI VC Trade will need to create one and complete the registration steps described in the guide. Applications must be submitted before the early-August deadline specified in the materials.
Shareholders will be required to enter their shareholder number and coupon number to finalize the application. After verification, the XRP reward will be transferred from the company’s account to the shareholder’s trading account.
SBI Holdings maintains a cooperative relationship with Ripple Labs Inc., the developer behind the digital asset XRP. The two companies established the joint venture SBI Ripple Asia in 2016 to support the development of blockchain-based financial services in Japan and South Korea.
With SBI ARUHI now included in the shareholder reward program, XRP distribution will extend to investors connected to Japan’s housing finance sector.
We reported that spot XRP ETFs have recorded only nine net outflow days since launching in November 2025.

